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Those unfamiliar with how insurance rates are set may feel as if there are a few guys in a smoke-filled room rolling dice to determine premiums. Actually, it is quite the opposite. Insurance rates are based on complex formulas using a variety of factors. When it comes to homeowner’s insurance, here are seven factors that can affect your rates.
We may not give much thought to our homeowner’s insurance policies, including how much they are costing us. If you haven’t looked at your policy in years, now may be the time for a no-obligation homeowner’s insurance policy review. Contact one of our independent agents for a review and price quote today.